Our Thoroughbred policies offer the most comprehensive and unrivaled policy on the market within Australasia and New Zealand. Click on the Thoroughbred drop down menu for specialised cover options.
We stand above the rest with exclusive offerings on all our policies such as:
Guaranteed Renewal Clause (Exclusive to HQ Insurance)
In the event that your horse insured under this policy has incurred a life-threatening injury, illness or disease, coverage will automatically RENEW at the existing sum insured until the first policy anniversary date after the horse reaches the age of 14 or until such time as the injury, illness or disease is no longer life-threatening, whichever is sooner. Further, NO Veterinary Certificate will be required for any renewal until the horse reaches 14 years of age.
In the event of a covered loss, Underwriters will pay the full amount for which your horse is insured under the policy schedule at the time of the loss occurring.
Options for Life Saving Surgery (Market Superior Wording)
This extension covers Veterinary expenses including up to 14 days of after-care costs and transport to and from the hospital / clinic in instances where surgery under general anaesthetic is performed in an attempt to save the life of your horse, Limits of up to $10,000 and $15,000 available.
Prompt Claim Settlements
Our dedicated Claims Manager will handle your claim with the care and urgency that our clients deserve.
No Excess on Mortality Claims
No excess payable on mortality claims which respond in the event of death either through natural causes or an accident, injury or illness so severe that a Veterinarian performs euthanasia on humane grounds to curtail excessive and ongoing pain and suffering. Standard Coverage also includes Theft and the freedom to transport your horse anywhere within and between Australia and New Zealand. Zealand. Cover can also be arranged for almost anywhere in the world including transits.
We can provide cover for Training/Flatracing, Breeding/Rearing and Prospective Foals, Stallions First Season Infertility and Total and Permanent Disability, Short Period Transits and Fall of Hammer.
Our staff are in attendance at all major Thoroughbred Sales in Australia/New Zealand throughout the year and are active participants in the Thoroughbred Industry.