Why choose HQ?
The specialist team at HQ Insurance are passionate about horses and privileged to be an integral part of the horse industry. Most of our team are actively involved in the horse industry and have been for the greater part of their working lives, making HQ Insurance rich in experience, passion and aptly the Head Quarters of equine insurance.
Fall of Hammer
When buying a horse at auction sales, once the gavel has fallen and you are the successful bidder, the purchase is contractually yours and you are responsible for it.
At fall of hammer risks to and in the horse immediately transfer from the seller to the buyer. Our Fall of Hammer insurance cover will be the safety net upon which you can rely for incidents that trigger a claim under the policy.