Where protection is priority. Insure. With HQ.

    At HQ Insurance we are proud to offer comprehensive and all-encompassing horse insurance for your competition or show horse. Our cover features unique and exclusive extensions, some included free of charge and other optional extras that can be added upon request.

    Type of Cover

    Bloodstock Mortality Insurance, responding in the event of death either through natural causes or an accident, injury or illness so severe that a Veterinarian performs euthanasia on humane grounds to curtail excessive and ongoing pain and suffering.

    Features of this horse insurance policy include:

    • Mortality
    • Theft
    • Renewal Extension
    • Agreed Value

    The policy also includes the freedom to transport your horse anywhere within and between Australia and New Zealand.

    Additional Options:

    • Loss of Use (Comprehensive & Restricted)
    • Life Saving Surgery
    • Prospective Foal Cover
    • Stallion Permanent Disability

    We pride ourselves in offering policy wordings in easy to understand language. All components of this horse insurance product feature No Excesses with the exception of Life Saving Surgery & Third Party Liability cover.

    If, at any point, you feel that the covers you have in place doesn’t meet your needs or satisfy your circumstances, please contact us immediately and we will see what else we can do for you.

    Contact us today for a quote or further information.

    How can we help?

    Working with Maggie from HQ Insurance, made choosing the right horse insurance easy. Maggie was more than happy to help and assist with all of my queries. Nothing was ever a hassle. I highly recommend HQ Insurance to anyone looking to insure their horses!

    Keiran Moses

    Just 6 weeks into our policy period, we experienced a devastating loss and HQ Insurance supported us through it all. The team at HQ liaised with our vets to make the claims process as painless as possible with a super quick turnaround and the payout hitting our account just 48hrs later! Thank you for the incredible support from HQ. We highly recommend their services to protect you and your horse.

    Amanda Allen

    I’ve been speaking to Maggie about a policy for my horse. Far outshined and outpriced any other quotes I’ve received. Fair and comprehensive coverage. Plus, Maggie is very professional and great to deal with. Highly recommend.

    Elle Clarke

    The guys are the best. So easy to contact and brilliant follow up. We highly recommend their outstanding products and services.

    Sara Grills
    Berragoon Australian Stockhorse Stud

    Policy Features

    HQ Insurance offers you the most comprehensive Bloodstock Insurance for your Thoroughbreds.

    • Fall of Hammer Insurance
    • Premium Funding Available
    • Prompt Claims Settlement
    • Life Saving Surgery Cover – Now available up to a $15,000 limit.

    Downloads

    Find our related policy wordings below.

    Can’t find the document you’re looking for? Check out resources page for more available downloads.

    Full Loss of Use

    September 2020

    Restricted Loss of Use

    September 2020

    HQ Proposal Form

    September 2020

    Lloyd’s Complaint Notice

    July 2021

    What is Premium Funding?

    January 2018