Our Thoroughbred policies offer comprehensive cover for clients situated in Australia, New Zealand and many other parts of the world. Click on the Thoroughbred drop down menu for specialised cover options.

    All of our policies include:

    Renewal Extension

    In the event that your horse insured under this policy has incurred a life-threatening injury, illness or disease, but did not result in death or humane destruction, coverage will renew up to the applicable limit of liability until the first policy anniversary date after the horse reaches the age of 14 or until such time as the injury, illness or disease is no longer life-threatening, whichever is sooner. Further, NO Veterinary Certificate will be required for any renewal until the horse reaches 14 years of age.

    Agreed Value

    In the event of a covered loss, Underwriters will pay the full amount for which your horse is insured under the policy schedule at the time of the loss occurring.

    Options for Life Saving Surgery

    This extension covers Veterinary expenses including up to 14 days of after-care costs and transport to and from the hospital / clinic in instances where surgery under general anaesthetic or sedation (a clause pioneered by HQ Insurance) is performed in an attempt to save the life of your horse. Limits of up to $10,000 and $15,000 available.

    Dedicated Claims Management

    HQ Insurance offer clients the luxury of a dedicated claims manager that will handle your claim from start to finish. Access to a registered equine surgical specialist on the team, who is available for emergency veterinary consultation, is included free of charge. Also included is HQ Insurance’s claims settlement authority, enabling us to settle claims on behalf of underwriters, where the sum insured is under $150,000 within 24 hours of all claims paperwork being received. Conditions apply.

    No Excess on Mortality Claims

    No excess payable on mortality claims which respond in the event of death either through natural causes or an accident, injury or illness so severe that a Veterinarian performs euthanasia on humane grounds to curtail excessive and ongoing pain and suffering. Standard Coverage also includes Theft and the freedom to transport your horse anywhere within and between Australia and New Zealand. Zealand.  Cover can also be arranged for almost anywhere in the world including transits.

    We can provide cover for Training/Flatracing, Breeding/Rearing and Prospective Foals, Stallions First Season Infertility and Total and Permanent Disability, Short Period Transits and Fall of Hammer.

    Our staff are in attendance at all major Thoroughbred Sales in Australia/New Zealand throughout the year and are active participants in the Thoroughbred Industry.

     

    Contact us today for a competitive and comprehensive quote.

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