Guaranteed Renewal Clause

Exclusive to the HQ Insurance Group, the Guaranteed Renewal Clause offers you superior coverage without the annual hassle and cost of arranging renewal health documentation. The insurer will guarantee the renewal of your horse with NO exclusions and without the requirement of any renewal veterinary/health documentation upon renewal each year until the horse reaches 14 years of age. Basically, if your horse were to chip a knee during sales prep, other insurers may be inclined to place an exclusion on the policy at renewal and likewise if your horse was to suffer a bout of colic. Here at HQ our Guaranteed Renewal Clause can keep you continuously covered!